Paper checks can be scanned or photographed and deposited into 360 Checking electronically. I don't use this debit card much, but if you need one, it's available with 360 Checking. You can refer up to 50 friends and family to Capital One 360 accounts, earning $10 for each referral who opens an account with at least $250. Now, though, my 360 accounts are all red and blue. It was the one thing I held against them. I never much cared for orange, and orange was ING Direct's color. How much do they charge? I don't know, because I don't overdraft. Where other banks charge hefty overdraft fees, 360 Checking charges interest on the amount you borrow. Check Capital One's 360 website for current rates and balance tiers. As of this writing, 360 Checking accounts pay a smidge of interest on balances up to $50k.
If I've forgotten a detail or two, well, feel free to call me bad names or throw stale waffles at the screen, or something.Īgain, everything here matches the features which were offered by ING Direct's Electric Checking: Here's my quick rundown of 360 Checking features. (You can still read my Electric Orange Checking review, if you like, if only for comparison's sake.) 360 Checking Features And, of course, the web URLs.īecause I really like my Electric Orange Checking 360 Checking account. About the only thing that's changed is the color scheme. All of my Capital One 360 (formerly ING Direct) accounts are still in use by my household. Well, over years have have passed since then, and the name-change is oh-so-official now. In fact, as I wrote a short blog post (see "Will I Stay with ING Capital Direct One?"), I went so far as to question whether or not I'd even keep my ING Direct accounts open. Was I upset when ING Direct was purchased by Capital One in early 2012? Yes. You can Open a new Capital One 360 Checking account here.Review: Capital One 360™ Checking Account Based In: This is the perfect way to pay off some debt, jumpstart some savings or even invest in the new year. If you are looking for an easy way to make some extra cash in the New Year, make sure you take advantage of this offer before it’s gone! As soon as we receive our bonus I will keep you all updated! So, this was a no-brainer to get a checking account with them. This is just my personal experience with them. We have always been happy with Capital One and their customer service has always been top notch. We also just refinanced our car at a lower rate with them than we had with our local credit union. My husband and I both have credit cards we use to earn points then pay off every month. I’ve been a customer of Capital One for sometime.
Bonus is only valid for one new 360 Checking account. This offer cannot be combined with any other 360 Checking account opening offers. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
If you want the full $400, follow these steps: Oh, and don’t worry, the account is entirely free with zero costs monthly and zero minimums required to open it.
Now, if you don’t have a bank account with them, you can get up to $400 for free just for opening account and completing a few easy steps. You CAN have other Capital One products such as a credit card but you can’t already have a bank account with them.
Seriously, this is probably the easiest $400 I’ve ever made!! How To Get A Free $400 Just By Opening A Capital One Bank Accountįirst off, know that this is for NEW Capital One bank account members. Right now, you can score yourself a FREE $400 just for opening a new bank account. If you were just thinking, “I could really use an extra $400 right now” then you’ve come to the right place!!